ATM with withdrawal limit above 10000 rupees (for non-cardholders)?

#1 Nov 9th, 2010, 00:16
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#1
Hi all,

I don't have a Indian bank account, and I've recently discovered that all the ATMs here seem to limit anyone who uses a different bank's ATM card to 10000 rupees per withdrawal... I've already encountered this with 5 different major bank ATMs (ING, ICICI, Citibank, etc.) in 2 different areas of Mumbai... I'm getting hit with fees (from my American bank) for every withdrawal, so I'd save quite a bit if I could withdraw more money in a single transaction...

I was wondering if there are *any* ATMs in Mumbai that have a higher per-transaction withdrawal limit for those holding cards from other banks... anyone know of any?
#2 Nov 9th, 2010, 00:50
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#2
I don't think that there is any ATM of any bank that will allow you to withdraw more than 10K at a time for customers of other banks.
#3 Nov 9th, 2010, 06:16
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#3
Quote:
Originally Posted by aag View Post Hi all,

I don't have a Indian bank account, and I've recently discovered that all the ATMs here seem to limit anyone who uses a different bank's ATM card to 10000 rupees per withdrawal... I've already encountered this with 5 different major bank ATMs (ING, ICICI, Citibank, etc.) in 2 different areas of Mumbai... I'm getting hit with fees (from my American bank) for every withdrawal, so I'd save quite a bit if I could withdraw more money in a single transaction...

I was wondering if there are *any* ATMs in Mumbai that have a higher per-transaction withdrawal limit for those holding cards from other banks... anyone know of any?
Yep, most ATMs do limit transactions for non-bank account holders to Rs. 10,000/-. Could a family member back home wire you money via Western Union, so that you could avoid those high ATM fees?

Regards,

Rohan
#4 Nov 9th, 2010, 06:19
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#4
This is a new rule - you can't get around it in most cases. try the ATMs of ABN Amro or HSBC maybe if they are any different.
SMASH!!!!
#5 Nov 9th, 2010, 07:21
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#5
Some ATM cards are also Direct Debit cards, if yours is one of these you could pay bigger accounts by Direct Debit or IF you also have a Credit Card you could use that also for some bigger
Transactions, ie,Hotel Bills.


vandy
#6 Nov 9th, 2010, 08:00
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#6
Are there any "Indirect" Debit cards too (as opposed to the "Direct" ones?)
#7 Nov 9th, 2010, 08:32
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#7
Quote:
Originally Posted by suricate View Post Are there any "Indirect" Debit cards too (as opposed to the "Direct" ones?)
Ask your Bank Manager.


vandy
#8 Nov 9th, 2010, 08:58
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#8
We had this issue last year. We did find a couple that would allow us to withdraw 20k but we were charged fees on two transactions anyway. Cash is best if your very careful.
#9 Nov 9th, 2010, 09:55
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#9
Multiple operations are possible - withdraw 10k twice - at least i do that.
#10 Nov 9th, 2010, 17:18
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thanks to all for the replies... I guess I'm stuck with these fees ... oh well, I'll survive...
#11 Nov 11th, 2010, 11:32
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#11
you could go into an american express/thomas cook branch and change as much as you like. I got 25000 in goa and it counted as one transaction
#12 Nov 12th, 2010, 01:23
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#12
I have seen new report of ATM max withdrawal limits being raised. See: http://www.dnaindia.com/money/report...drawal_1389937

What I am not clear is whether this is only for the customers of the bank or whether it applies to account holders of other (foreign) banks too?
#13 Nov 12th, 2010, 01:59
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#13
The last paragraph of that link states limit of Rs 10000/- per transaction for customers of other banks.
#14 Nov 13th, 2010, 04:08
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#14
What is the problem with the limit? You can withdraw 10K from different ATM machines up to the daily limit of your own foreign bank. Are the fees new? There were no fees a few weeks back when I used my ATM card.
Amrik
#15 Nov 13th, 2010, 11:42
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#15
Quote:
There were no fees a few weeks back when I used my ATM card.
Lucky you. No, they are not new... RBS was charging me foreign-withdrawal fee plus percentage on foreign exchange for ATM withdrawals five-plus years ago. At that time, Nationwide, among British banks, gave a free foreign-ATM use, but I think they are charging now.

If you get this service free you will be doing other travellers a service by telling who you bank with!



There are no fees levied by the Indian bank whose ATM you use. Is that what you meant?

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