US Cash or Debit Card?

#1 Apr 12th, 2011, 07:00
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  • BlingDiva is offline
#1
I'm leaving for India on Friday. Wondering if I should bring US cash with me and get it changed to Rupees or if I should just bring my debit card and deal with going to an ATM all the time? Which is safer/better rate/easier? Should I plan to bring some US cash and change it when I get there and do the rest on ATM?
Also, I'm worried that we get in at 1AM and I'll have no Rupees on me to tip bellhop driver etc... Any suggestions?
#2 Apr 12th, 2011, 08:30
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  • vandy is offline
#2
I suggest you take both cash and debit card and if you have a credit card take that also as backup.

You should be able to change some cash to rupees at airport you are departing from and should also have no problem changing once you arrive as all international airports have Foreign Exchange
Booths.

It's important you let your bank know that you intend using your debit card O'Seas or good chance they will put a hold on your card as soon as you try using it O'seas.


vandy
#3 Apr 12th, 2011, 11:39
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  • mav_e_rick is offline
#3
Quote:
Originally Posted by BlingDiva View Post I'm leaving for India on Friday. Wondering if I should bring US cash with me and get it changed to Rupees or if I should just bring my debit card and deal with going to an ATM all the time? Which is safer/better rate/easier? Should I plan to bring some US cash and change it when I get there and do the rest on ATM?
Also, I'm worried that we get in at 1AM and I'll have no Rupees on me to tip bellhop driver etc... Any suggestions?
Worth checking with you bank on the 'charges' that may magically appear on your next statement when using your credit/debit card in India! A lot of banks charge ridiculous amounts for overseas transactions. But, if your bank is cool with it, I would suggest, yes bring the plastic along as most retail outlets/restaurants/hotels etc in India (even small towns) gladly accept it.
#4 Apr 19th, 2011, 12:30
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  • offyatree is offline
#4
Quote:
Originally Posted by BlingDiva View Post I'm leaving for India on Friday. Wondering if I should bring US cash with me and get it changed to Rupees or if I should just bring my debit card and deal with going to an ATM all the time? Which is safer/better rate/easier? Should I plan to bring some US cash and change it when I get there and do the rest on ATM?
Also, I'm worried that we get in at 1AM and I'll have no Rupees on me to tip bellhop driver etc... Any suggestions?
What I did prior to my departure to India, I brought $USD 500 cash + $USD 1000 AMEX TC, I also exchanged $100 to rupees which's roughly 4500rupees for paying cabs/rickshaw or emergency while in the country when non rupee currencies aren't accepted.

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