Kyc

#16 Apr 25th, 2017, 13:22
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  • capt_mahajan is offline
#16
Quote:
It seems if I email documents from my e-mail address registered with the bank, there is no need to attest documents? Is that interpretation correct?
I don't know. I know that even if you take copies and originals with you to banks etc, they still want you to self attest stuff even when they have sighted the originals. In your place, I would self-attest the copies of documents and email scans from your registered e-mail; much safer.
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This is computer generated drivel. No signature is required.
#17 Apr 25th, 2017, 14:24
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  • Toro Toro is offline
#17
@The Rock

I could be wrong , If there's money in the account , and service charges are being deducted , Technically the account cannot be deedmed inactive. The bank is charging and being paid for the service charges to maintain the account . It is the customers wish if / when / how to operate their accounts .

Unless India banks have a different agreement with their customers .
#18 Apr 25th, 2017, 14:26
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  • Yaatri is offline
#18
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Originally Posted by capt_mahajan View Post I don't know. I know that even if you take copies and originals with you to banks etc, they still want you to self attest stuff even when they have sighted the originals. In your place, I would self-attest the copies of documents and email scans from your registered e-mail; much safer.
Thank you captain. That's what I did. I also emailed tje duly filled form with a signed photograph affixed on it and self attested proof of identity and address to the branch manager, the cluster and circle heads. After that I called the branch manager. I suppose there is nothing more I can do.

The extended Kyc is not required unless one invests in mutual funds, stocks or other financial instruments.
What is harder than travelling in India?
Talking to the members of Flat Earth Researcher's Society"
#19 Apr 25th, 2017, 14:57
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#19
Quote:
Originally Posted by Toro Toro View Post @The Rock

I could be wrong , If there's money in the account , and service charges are being deducted , Technically the account cannot be deedmed inactive. The bank is charging and being paid for the service charges to maintain the account . It is the customers wish if / when / how to operate their accounts .

Unless India banks have a different agreement with their customers .
TDS, tax deducted at source is not a service charge. It's like tax withholding in the U.S.

When a fee is charge for maintaining an account that has not seen any transactions, the fee is charged until there is no money left in the account.
#20 Apr 25th, 2017, 15:02
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#20
Quote:
Originally Posted by capt_mahajan View Post I don't know. I know that even if you take copies and originals with you to banks etc, they still want you to self attest stuff even when they have sighted the originals. In your place, I would self-attest the copies of documents and email scans from your registered e-mail; much safer.
I uploaded self attested documents and kyc form. It's unncessarily complicated. You scan, print, attest and scan again. The KYC form itself, if filled on a computer and then printed, leaves out sections of answers that were longer than the space provided.

I also decided to email the KYC form, and the required documents to the Branch manager and luster and circle heads with whom I had corresponded earlier. I went to bed relived that I had tried to cover all bases. Guess what, the email went through but the attachments were removed because they were too large when put together. I have now emailed them separately.
#21 May 5th, 2017, 04:07
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#21
In a fairly mind-blowing example of over-the-top bureaucracy all the millions of Indians who are in NPS (pension) XreceivedX were sent an email on April 27th requiring them to self-certify before April 30th that they were not and never had been Americans; failing which their pension accounts were frozen. This had to be done on a downloaded form and posted off to reach HQ before the impossible deadline!

AndyD
There is no such thing as art, the best is high craft - the rest is just flim-flam
Last edited by a_f_d; May 6th, 2017 at 03:22.. Reason: fixed that
#22 May 5th, 2017, 07:20
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#22
Computerisation is supposed to make the b's easier to deal with. Way things are going, I will soon have to produce some card or the other, or some form or the other- which will probably be required to be verified with an OTP or some such sent to my registered mobile phone number- every time I want to use a public urinal.
#23 May 5th, 2017, 16:58
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#23
And, meanwhile, life gets aarhar and aardhar
~
Life gets aadhar every day.
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