ATM Fees using a Debit card only

vagabond48 · Mar 22nd, 2009, 14:33

Hi,

I searched the forum for recent threads regarding debit card fees but didn't find any.

I am going this week to India for the 1st time for several months.
I use several USA DCs which do not have a fee except for the 1% foreign currency exchange rate VISA charges. One of the DC also reimburses me for all other fees while the other DC does not. In Thailand, I never pay an ATM fee
so,
do Indian Banks have ATM fees or is it free like Thailand?

When possible, I only use ATM bank machines during banking hours.

Thanks

Nick-H · Mar 22nd, 2009, 14:41

The Indian banks do not, in my experience, charge. Any fees would be those collected by your own bank.

vagabond48 · Mar 22nd, 2009, 15:10

Quote:

Originally Posted by Nick-H

The Indian banks do not, in my experience, charge. Any fees would be those collected by your own bank.

That's great.
Even though the one DC reimburses all my fees as I stated, it appears VISA does transmit a separate fee transaction a bank might charge so I am forced to keep track of the fees and then call my bank to get my fees reversed. I had that problem when traveling in Cambodia and Vietnam. I guess it is a good problem, since at least I do get the fees back after a little work.

dhans · Mar 22nd, 2009, 15:28

Also depends on your bank and were you're from. I pay nothing extra in the Eurozone and a nominal fee (less than 2 euro's) outside that zone. The rates my bank charges are quite good.

You have to take care though, as sometimes the foreign bank also charges a fee. ATM's in te USA in shops for instance adhere to this pratice quite often.

vagabond48 · Mar 22nd, 2009, 15:50

Quote:

Originally Posted by dhans

Also depends on your bank and were you're from.
You have to take care though, as sometimes the foreign bank also charges a fee.

As I wrote, my one bank DOES NOT charge any fees and re-imburses ALL fees except the foreign exchange fee.

The purpose of my inquiry was to find out if any banks in India charge ATM fees?

dhans · Mar 22nd, 2009, 17:22

yes, some banks do. Normally you get a seperate screen stating this, including the amount when you want to withdraw money. ou can go to another ATM or accept the 40 Rs (or so) loss.

Happy now vagabond?

vagabond48 · Mar 22nd, 2009, 21:36

Quote:

Originally Posted by dhans

Happy now vagabond?

I am neither

or

Mar 22nd, 2009, 14:33	#1
vagabond48 Member Join Date: Apr 2008 Location: Thailand Posts: 23	ATM Fees using a Debit card only Hi, I searched the forum for recent threads regarding debit card fees but didn't find any. I am going this week to India for the 1st time for several months. I use several USA DCs which do not have a fee except for the 1% foreign currency exchange rate VISA charges. One of the DC also reimburses me for all other fees while the other DC does not. In Thailand, I never pay an ATM fee so, do Indian Banks have ATM fees or is it free like Thailand? When possible, I only use ATM bank machines during banking hours. Thanks

Mar 22nd, 2009, 15:28	#4
dhans Uru Buru member Join Date: Aug 2005 Location: The Netherlands Posts: 1,842	Also depends on your bank and were you're from. I pay nothing extra in the Eurozone and a nominal fee (less than 2 euro's) outside that zone. The rates my bank charges are quite good. You have to take care though, as sometimes the foreign bank also charges a fee. ATM's in te USA in shops for instance adhere to this pratice quite often. __________________ Tips for trips to India with (young) children: India with kids Stories about our travels in India: Journal

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Mar 22nd, 2009, 14:41	#2
Nick-H This is just a cameo appearance Join Date: Oct 2004 Location: Chennai, India Posts: 36,211	The Indian banks do not, in my experience, charge. Any fees would be those collected by your own bank.

Mar 22nd, 2009, 17:22	#6
dhans Uru Buru member Join Date: Aug 2005 Location: The Netherlands Posts: 1,842	yes, some banks do. Normally you get a seperate screen stating this, including the amount when you want to withdraw money. ou can go to another ATM or accept the 40 Rs (or so) loss. Happy now vagabond?