trip insurance from cheaptickets

#1 Oct 3rd, 2004, 06:12
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  • harmony is offline
#1
i am contemplating buying an airline ticket off of cheaptickets that is more expensive than the cheapest ticket i found through an agency- but they offer trip insurance for $90 that covers me for the entire 6 months i am down there. this insurance is stated to cover everything from lost baggage, to delays, to death, to medical expenses, to stolen money and passports. i am finding that comparable insurance for 6 months would cost me upwards of $600 (US). this seems to be an amazing deal. but it makes me wonder if i am missing something in the fine print (that we have looked over and cannot seem to find). has anyone bought trip insurance from them? do you know if this is legit?
#2 Oct 3rd, 2004, 11:25
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#2
Anything that "sounds too good to be true" usually is.
#3 Oct 3rd, 2004, 13:01
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#3
Find out who is underwriting the policy. Maybe they misquoted.

#4 Oct 3rd, 2004, 15:25
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#4
600$ travel insurance for 6 months ?

that's expensive.

in holland i can get from least 200 euro upto 420 euro, the last option is 6 months travel insurance + 2 month health insurance when i'm back home.

www.go-isis.nl
www.avia.nl
www.europeesche.nl


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#5 Oct 4th, 2004, 21:36
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#5

looks legit :)

well my mom and i went through the policy with a fine tooth comb and came up with nothing that was hidden or sneaky about the policy. i then called cheaptickets to ask why it was so cheap- and they said it's a special that they have for people who buy tickets from them. the only thing that we came up with in terms of negatives were that monsoon was not included in the natural disasters- so if your things get ruined, you get sick or you die in a monsoon you aren't covered. and the medical coverage was 10,000; emergency medical was 20,000; and accidental death was 25,000. many of these other more expensive policies give you 50,000; 100,000; and 300,000 respectively. but the cheaptickets has similar coverage for trip cancellation and interruption, lost or delayed baggage, and travel delay. and they have a 24 hour assistance hotline. so it seems to be a great deal- hoping that you don't have something terribly bad happen to you while you are there (if you die your family only gets $25,000 versus $300,000 from some other policies).

with that said though- i found some pretty great insurance on worldnomads.com! 6 months of coverage will only cost me $219! there is a $100 deductible though- and i am awaiting an email back from them to see if that is just for medical expenses or everything (if my flight is cancelled and i want my money back for my trip to i get it all minus $100- or if my bags are lost do i get the ammount the promise minus the $100? if anyone knows the answer to this question- by all means let me know!). so i am opting to get that insurance and i bought a cheaper ticket ($1290 r/t!)

so anyhow- bottomline is...if you find a good ticket price on cheap tickets- it may be worth your while to buy it and opt for their trip insurance! just an f.y.i.

~harmony
#6 Oct 14th, 2004, 01:36
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#6

anyone from the uk know of any decent

anyone from the uk know of any decent travel insurance cover for 6 months in india? any suggestions would be appreciated
sorry if this has been done and dusted before
i did a search but only found US etc based policies
hope u can help
i head off on nov 29th for 6 months
cant wait...yipppppeeeeeeeeeeee
#7 Oct 14th, 2004, 03:47
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#7
I don't what all the fuss about travel insurance is. How likely is it that you'll need to use it for lost luggage, let alone for medical evacuation, etc. Insurance is nice for things like health, home, car, etc, but trying to cover every broken fingernail or torn stocking is something else altogether. Just my 2.
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--May a moody baby doom a yam.
#8 Oct 14th, 2004, 03:54
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#8
#9 Oct 14th, 2004, 03:59
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#9
http://www.accomplishtravel.co.uk/
can't get the links to work.Oh well.33 days to go,then of for 6 months.Yee Har and yippee
#10 Oct 14th, 2004, 12:32
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#10
Got to that accomplish site in the end. Not bad, 165.74 for 6months.

#11 Oct 14th, 2004, 19:07
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#11
heh up

just used the following for my travel insurance...156 for 6 months includes baggage and all the other usuals.....

http://www.gotravelinsurance.co.uk/

hope this helps anyone in the UK and Ireland?

Paul

not long to go now...im excited
#12 Nov 4th, 2004, 15:53
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#12

Talking to insuire or not to insure???????????

Quote:
Originally Posted by iyou I don't what all the fuss about travel insurance is. How likely is it that you'll need to use it for lost luggage, let alone for medical evacuation, etc. Insurance is nice for things like health, home, car, etc, but trying to cover every broken fingernail or torn stocking is something else altogether. Just my 2.
Wow. IYOU, I guess it will never happen to you. But I have to say when I had my passport stolen in Bangkok 2 hours before departure flight, I spent a fun three extra days getting to know the Tourist Police, Australian Embassy staff and the warm and caring Thai immigration department.

Best of all the Travel insurer paid the bill.

And that was just thier $700.00 worth
#13 Nov 4th, 2004, 20:07
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#13
Quote:
Originally Posted by OFFAL CLUB Wow. IYOU, I guess it will never happen to you. But I have to say when I had my passport stolen in Bangkok 2 hours before departure flight, I spent a fun three extra days getting to know the Tourist Police, Australian Embassy staff and the warm and caring Thai immigration department.

Best of all the Travel insurer paid the bill.

And that was just thier $700.00 worth
Somehow I found your story & the forum icon you've chosen very funny. I'm sorry but couldn't help smiling. :-) The story with the icon makes your hair stand up,no?
#14 Nov 4th, 2004, 22:03
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#14
we went with worldnomads for our 12 month trip

http://www.worldnomads.com.au/index.aspx
#15 Nov 5th, 2004, 16:01
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#15
Quote:
Originally Posted by trvl_in >medical 10,000; emergency medical was 20,000

...that's one key -- it's not enough to cover medevac, which can run well above those figures.

Another key is who pays first, you or the insurer, especially for large claims.

yeah , that doesn't seem enough to get you home , prolly why it is so cheap. One other thing to watch out for ... some don't cover you for "bikes" or "scooters" at all.

Worldnomads pay up front for the expensive stuff , other smaller clams are dealt with via on-line claim forms , they cover you for bikes ... just you , not the bike itself. Expensive electrical or other stuff can be covered seperatly .. an i-pod is about an extra $20 for 12 month.

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