Health and Well Being in India - Questions and Answers about Insurance, Safety, Immunizations and general well being.

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Old Aug 30th, 2005, 05:24   #1
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I know its been asked before

Hello all
I know its been asked before but I need to know,I just talked to a nurse at the travel clinic and she told me about all the shots the reccomend.Like JE,typhoid,malaria,polio booster.Can someone get these in India or least the Malaria.Please give me some feed back the total cost is over 1000 because I dont have insurance so i liked to know if I have options.
Thankyou
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Old Aug 30th, 2005, 05:28   #2
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You have to get the shots a month or so in advance so they can build up immunity. I was under the impression that the total cost was $400-500US

Perhaps you should check around
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Old Aug 30th, 2005, 06:18   #3
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It's true that it's best to get your shots in advance. From several threads here one gets the impression that in the USA it may pay to shop around in different states for better deals. Don't ask me how that works if you're not a resident of that state.

There are no shots against malaria, only prophylactics, i.e., pills. You can probably get them in India but I'd get advised on it at home and check if what you want is available in India, and if so where in India. You could find out what you need then look up some hospitals in India and call them up for enquiries, or contact your embassy there or something. Since the pills are expensive this could really be worth it, but if you're gonna take them at all I wouldn't take any chances on it.

Travelling uninsured leaves you open to massive costs in case of an accident and subsequent repatriation btw, I recently read an estimate of (more likely tens of) thousands of dollars for repatriation for instance. I'd strongly advice you to look for some sort of basic medical travel insurance package that includes repatriation, theft is much less of a concern on a what you pay/what you get ratio, unless you plan to bring a small TV studio unit maybe.
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Old Aug 30th, 2005, 06:37   #4
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That's interesting, after reading your post I reasearched insurance coverage and learned many policies have no coverage outside a specific area (ie: out of country)

Has anybody messed with Medical travel insurance, I would think it would be best purchased in the nation you are travelling

Here's a fdecent article. I checked out two companies and found this

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The following hazardous activities are excluded: racing of any kind, aviation (except when traveling as a passenger in a commercial aircraft), BMX, BASE jumping, bobsleigh, bungee jumping, canyoning, caving, high diving, hang gliding, heli-skiing, hot air ballooning, inline skating, jet skiing, kayaking, luge, motocross (moto-x), mountain biking, mountaineering, parachuting, rappelling, rock climbing, rodeo, scuba diving, ski jumping, sky diving, snow skiing, snowboarding, snowmobiling, spelunking, snorkeling, surfing, wakeboarding, water skiing, wind-surfing and whitewater rafting.
Apologies Ammadas, perhaps I should have started a separate thread
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Old Aug 30th, 2005, 06:56   #5
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Please check with your local health department they usually have a travel office with cheap(er) shots. Mine cost very little compared to what my regular MD could do it for.
Good luck!
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Old Aug 30th, 2005, 06:59   #6
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Quote:
Originally Posted by MeCasa
That's interesting, after reading your post I reasearched insurance coverage and learned many policies have no coverage outside a specific area (ie: out of country)

Has anybody messed with Medical travel insurance, I would think it would be best purchased in the nation you are travelling
I can't speak for the States but even there I believe there exist medical travel insurance packages? Would seem like a real market with so many uninsured.

I don't know, in the Netherlands you get a basic national health deal (obligatory up till a certain income, beyond that it's more or less obligatory to get private insurance) that you can then expand upon with roughly either European or worldwide coverage, or you can get yourself a separate package. I'm sure shopping around is in order, and yes the "regular" policies only work on a national basis. Getting insured as a traveller in your destination country would seem next to impossible to me.
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Old Aug 30th, 2005, 07:04   #7
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Sorry machadinha, I was editing as you were posting, insurance is available and it's fair priced, for 3 months, its around $300US for $2,000,000 coverage, but look at the exclusions
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Old Aug 30th, 2005, 07:06   #8
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yes, definitely check with your county's health department. If your county's HD doesn't give the shots, the next county over might. I live outside of Chicago and while my county's health dept. does not give travel shots, the health dept. of the county next to mine gives them for $12/shot. and as everyone else said, you need to get your shots at least a month in advance of your trip in order to build up immunity.

not having health insurance is definitely a drag. I am on my husband's insurance through work, and I got 40 malarone pills for about $50.

For anyone needing overseas travel med. insurance, check out http://www.worldnomads.com. My policy has about $3 million in coverage and cost about $100. such a deal.
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Old Aug 30th, 2005, 07:06   #9
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Quote:
Originally Posted by MeCasa
Sorry machadinha, I was editing as you were posting, insurance is available and it's fair priced, for 3 months, its around $300US for $2,000,000 coverage, but look at the exclusions
Well motor biking is allowed right Too bad for Xealot though, what do cyclists do? Probably nothing you couldn't buy off...
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Old Aug 30th, 2005, 07:14   #10
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Just thinking about this a little more, so what do uninsured people do in case of repatriation, other than keeping your fingers crossed that it will never happen? Say you have travel insurance but no regular insurance, do you just get delivered to your door and the X years of recovery are then up to you? Just curious how these policies deal with it, I know it's an issue for many of my American friends.
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Old Aug 30th, 2005, 07:26   #11
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Even more important, what do they do with you in India if you get hurt with no insurance?
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Old Aug 30th, 2005, 07:32   #12
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Ask you for money to help you most likely. Not necessarily a typically Indian solution either,* you might just get lucky.**

*What I mean is it works like that in most parts of the world. I've been treated on good faith (insured but no papers on me) in Germany but it wasn't exactly major surgery.
**It is, after all, India, but I wouldn't bet my life on it. What do all the rafters and spelunkers and folks do anyway? Aww there must be different packages. I know natural disasters and acts of terrorism are typically excluded no matter what you pay.
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Old Aug 30th, 2005, 08:01   #13
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thankyou for your feed back ill check the local health department tomorrow,if anything ill probally get the malaria pills which are 10 dollars a pill,which you only take one a week every week your there
Namaste Ammadas
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Old Aug 30th, 2005, 08:09   #14
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Well if anything I'd look into typhoid and polio for sure. Just go with your medic's advice; when I was travelling (not so long ago) I had never even heard of Japanese encephalitis or Jap E. but apparently it's quite serious and it looks like there's a recent outbreak up north, see here Japanese Encephalitis outbreak . See also http://www.mdtravelhealth.com/destin...sia/india.html for a good travel health site (thanks to Yogagal).
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Old Aug 30th, 2005, 08:15   #15
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yes I read that article its very interesting,In america the Jap-e immnization consists of 3 shots that total 550 us dollars.
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