health insurance- help!

mvs

Hi - This is my first time in any forum at all..bear with me. I am 62, going to Calcutta for 2 years to volunteer working with kids. I am leaving in September. My son married an Indian woman. they will be in Brooklyn, but I will be well looked after by my extended (new) family. I will be volunteering with Sister Cyril at Loreto Sealdah.

I have been researching health insurance endlessly and can't find any reviews or any individuals who have obtained insurance and are happy with it. Currently IMG looks ok. HTH ? How can I get real info? I want good coverage which I can use on return visits as well. I am in NYC.

Thanks for any help. Now can I figure out how to find responses to this post?

camelgirl

Always a complicated problem! If you are going with a volunteer organization, they would be the first place to ask about expatriate health insurance. If you are just going as an individual and not part of a larger organization, you'll have to get it yourself.

Also, you have to know what you want covered. Just in country medical care--which is very inexpensive by US standards and would probably be worth just paying out-of-pocket if you needed it or health care that would include evacuation insurance if something really bad happened and you needed to be evacuated to a first world country like Singapore, for care.

Also, if you have a health insurance plan in the USA, you may be covered as an "emergency" in India. Meaning, you would pay yourself and keep receipts then get paid back less any co-pay or deductibles. You would have to call them.

Lastly, there are many companies that do international health insurance and I used one of the links that show up on this page, which looks like a good resource. http://www.globalinsurancenet.com/default.asp