Cash, travellers cheques, Cards

smerch1468 · Nov 28th, 2005, 21:54

Im going to delhi and goa over xmas and planning on taking approx £300 in travellers cheques about 100 in pounds sterling and a visa/mastercard.

Is this the right combination?

I dont want to take £600 of travelllers cheques and have the hassle of changing them up. The last time I was in goa in 97 there where no atms now I hear that ATMs are all over calangute/north goa.

Thoughts please?

Nick-H · Nov 28th, 2005, 22:21

Anyone know what holidays Indian banks take over Christmas?

It is very easy to fall foul of Indian public hols when you want to change your TCs

john.sw · Nov 29th, 2005, 00:18

I know 25th December is a Bank Holiday in India.

I think there's a list on the HCI London web site, but I'm on such a slow connection I won't look!

cyberhippie · Nov 29th, 2005, 00:33

Here's a list from the Bank of Baroda and it seems to follow what I can find from other banks. Conclusion : GO WORK IN A BANK

Jan
14.01.2005 Makara Sankranti / Pongal
21.01.2005 Eid-Ul-Azha (Bakra-Eid)
22.01.2005 Eid-Ul-Azha (Bakra-Eid)
26.01.2005 Republic Day
Feb
20.02.2005 Moharram (Tazia)
Mar
08.03.2005 Mahashivratri
25.03.2005 Good Friday
26.03.2005 Holi
27.03.2005 Easter
Apr
01.04.2005 Annual Closing Day for Banks
09.04.2005 Gudi Padwa
13.04.2005 Baisakhi
14.04.2005 Dr. Ambedkar's Jayanti
18.04.2005 Ram Navami
21.04.2005 Milad-i-sherif
22.04.2005 Mahavir Jayanti / Eid Milad-un-Nabi
29.04.2005 Friday following Eid Milad-un-Nabi
May
01.05.2005 May Day
23.05.2005 Buddha Pournima
Jul
05.07.2005 Guru Hargobind Ji's Birthday
08.07.2005 Ratha Yatra
13.07.2005 Martyrs' Day
Aug
15.08.2005 Independence Day
20.08.2005 Parsi New Year Day (Shahenshahi)
26.08.2005 / 27.08.2005 Janmastami
Sep
07.09.2005 Ganesh Chaturthi
08.09.2005 Nuakhai
14.09.2005 First Onam
15.09.2005 Thiru Onam
21.09.2005 Sree Narayana Guru Samadhi Day
30.09.2005 Half Year Closing for Banks
Oct
02.10.2005 Gandhi Jayanti
11.10.2005 Mahanavami
12.10.2005 Vijay Dashmi
13.10.2005 Bihaya Dashami
28.10.2005 Jumat-ul-Vida (subject to appearance of Crescent)
31.10.2005 Deepavali
Nov
01.11.2005 / 02.11.2005 Diwali
04.11.2005 / 05.11.2005 Ramzan-Id (Id-Ul-fitar)
15.11.2005 Gurunanak Jayanti
Dec
05.12.2005 Birth anniversary of Sheikh Muhammad Abdullah
25.12.2005 Christmas Day

Nick-H · Nov 29th, 2005, 00:46

Given all the rest, I like the Annual Closing Day for Banks! Bit of a joke that, falls on 1 April too!

What's more... they get a half-yearly day as well!

I think you should have said go not work in a bank!!!

GoanCanuck · Nov 29th, 2005, 01:25

Quote:

Originally Posted by smerch1468

The last time I was in goa in 97 there where no atms now I hear that ATMs are all over calangute/north goa.

Thoughts please?

What you heard is correct. There are many ATMs in Calangute and plenty of money changers as well. You will get a better exchange rate while using an ATM.

GoanCanuck · Nov 29th, 2005, 01:31

Quote:

Originally Posted by cyberhippie

Here's a list from the Bank of Baroda and it seems to follow what I can find from other banks.

Cyberhippie, many of the holidays in that list are restricted holidays not national holidays. The restricted holidays are confined to a particular state and in some cases to people of a specific religion. People working in a bank who follow that religion will be entitled to take the day off but the bank will be open for business.

billlew · Dec 5th, 2005, 09:19

The last 3 or 4 years I've taken a small amount of cash £'s to change & just used the ATM machines. I've also taken a Credit card as backup & used it to get cash advances at The Bank of Baroda in Calungute. Never bothered with Travellers Cheques.

Andy & Anne · Jan 8th, 2006, 23:15

We usually take a couplf of hundred in cash and use the atms in Candolim with no problem. There are more and more each year.

The other good bit is that they are inside their own booths, with the coldest A/C imaginable, so a great place to cool down if you're feeling a bit too hot

Nov 28th, 2005, 21:54	#1
smerch1468 Member Join Date: Nov 2005 Location: london Posts: 22	Cash, travellers cheques, Cards Im going to delhi and goa over xmas and planning on taking approx £300 in travellers cheques about 100 in pounds sterling and a visa/mastercard. Is this the right combination? I dont want to take £600 of travelllers cheques and have the hassle of changing them up. The last time I was in goa in 97 there where no atms now I hear that ATMs are all over calangute/north goa. Thoughts please?

Nov 28th, 2005, 22:21	#2
Nick-H Loud-mouthed, Noisy Bird Join Date: Oct 2004 Location: Chennai, India Posts: 28,416	Anyone know what holidays Indian banks take over Christmas? It is very easy to fall foul of Indian public hols when you want to change your TCs __________________ . Just one member of the IndiaMike Mod Team

Nov 29th, 2005, 00:18	#3
john.sw Up in the hills with my head in the clouds... Join Date: Mar 2005 Location: India/UK Posts: 1,019	I know 25th December is a Bank Holiday in India. I think there's a list on the HCI London web site, but I'm on such a slow connection I won't look! __________________ www.nilgiris.asia your guide to the Nilgiris, Ooty, Coonoor, Kotagiri and Gudalur

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Nov 29th, 2005, 00:33	#4
cyberhippie Account Closed by User's Request Join Date: Jul 2002 Location: the Netherlands Posts: 6,009	Here's a list from the Bank of Baroda and it seems to follow what I can find from other banks. Conclusion : GO WORK IN A BANK Jan 14.01.2005 Makara Sankranti / Pongal 21.01.2005 Eid-Ul-Azha (Bakra-Eid) 22.01.2005 Eid-Ul-Azha (Bakra-Eid) 26.01.2005 Republic Day Feb 20.02.2005 Moharram (Tazia) Mar 08.03.2005 Mahashivratri 25.03.2005 Good Friday 26.03.2005 Holi 27.03.2005 Easter Apr 01.04.2005 Annual Closing Day for Banks 09.04.2005 Gudi Padwa 13.04.2005 Baisakhi 14.04.2005 Dr. Ambedkar's Jayanti 18.04.2005 Ram Navami 21.04.2005 Milad-i-sherif 22.04.2005 Mahavir Jayanti / Eid Milad-un-Nabi 29.04.2005 Friday following Eid Milad-un-Nabi May 01.05.2005 May Day 23.05.2005 Buddha Pournima Jul 05.07.2005 Guru Hargobind Ji's Birthday 08.07.2005 Ratha Yatra 13.07.2005 Martyrs' Day Aug 15.08.2005 Independence Day 20.08.2005 Parsi New Year Day (Shahenshahi) 26.08.2005 / 27.08.2005 Janmastami Sep 07.09.2005 Ganesh Chaturthi 08.09.2005 Nuakhai 14.09.2005 First Onam 15.09.2005 Thiru Onam 21.09.2005 Sree Narayana Guru Samadhi Day 30.09.2005 Half Year Closing for Banks Oct 02.10.2005 Gandhi Jayanti 11.10.2005 Mahanavami 12.10.2005 Vijay Dashmi 13.10.2005 Bihaya Dashami 28.10.2005 Jumat-ul-Vida (subject to appearance of Crescent) 31.10.2005 Deepavali Nov 01.11.2005 / 02.11.2005 Diwali 04.11.2005 / 05.11.2005 Ramzan-Id (Id-Ul-fitar) 15.11.2005 Gurunanak Jayanti Dec 05.12.2005 Birth anniversary of Sheikh Muhammad Abdullah 25.12.2005 Christmas Day

Nov 29th, 2005, 00:46	#5
Nick-H Loud-mouthed, Noisy Bird Join Date: Oct 2004 Location: Chennai, India Posts: 28,416	Given all the rest, I like the Annual Closing Day for Banks! Bit of a joke that, falls on 1 April too! What's more... they get a half-yearly day as well! I think you should have said go not* work in a bank!!!*

Dec 5th, 2005, 09:19	#8
billlew Member Join Date: Dec 2005 Location: Grimsby UK Posts: 19	The last 3 or 4 years I've taken a small amount of cash £'s to change & just used the ATM machines. I've also taken a Credit card as backup & used it to get cash advances at The Bank of Baroda in Calungute. Never bothered with Travellers Cheques.

Jan 8th, 2006, 23:15	#9
Andy & Anne Member Join Date: Dec 2005 Location: South Yorkshire, England Posts: 11	We usually take a couplf of hundred in cash and use the atms in Candolim with no problem. There are more and more each year. The other good bit is that they are inside their own booths, with the coldest A/C imaginable, so a great place to cool down if you're feeling a bit too hot

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