Covering my laptop against theft, accidental damage in India?

Issy · Sep 7th, 2009, 16:30

Hi everyone.

I'm struggling with this one!

I go to Goa, India in 2 weeks time and stay for 3 months, I'll be taking my stupidly expensive Apple Macbook to use, but I'm struggling to insure it!

I need cover for 3 months, but willing to pay for a year as I doubt I'll get just 3 months cover, the thing is, my laptop is over 6 months old, I want NO excess, plus complete cover and 48 hour replacement. A lot of people suggested adding to contents insurance but I don't have a house / contents insurance to add it to!

Can anyone reccomend someone they have used, or know of? I appreciate it.....

thejag · Sep 9th, 2009, 07:35

is there some kind of travel insurance that covers misc stuff that you can add to?

dont think anyone does this here.... have you checked with apple?

nycank · Sep 9th, 2009, 09:06

Quote:

Originally Posted by Issy

Hi everyone.

I'm struggling with this one!

I go to Goa, India in 2 weeks time and stay for 3 months, I'll be taking my stupidly expensive Apple Macbook to use, but I'm struggling to insure it!

I have been carrying my macbook with just a 3-year Apple Care. Mui Bonita/athena has logged >500,000 miles, some in places where there is hardly any apple - A slow boat down Rua Amazona

A wisely inexpensive DELL was DOA..... athena lives to regal tales of the adventures and companionship of the past trips.

You can buy a wise and inexpensive DELL/HP/Lenovo and leave the stupidly expensive Macbook at home.

edwardseco · Sep 9th, 2009, 14:32

Get a netbook for travel preferably with a solid state drive (mucho battery strength)..

Issy · Sep 9th, 2009, 17:34

Unfortunately I need a mac, I'm an illustrator and designer and will be using it to complete assignments!

Its not an option to take another computer, as the programs and software I use are all installed on my mac (and cost 1000's)

Thanks x

EDIT: Also, I have checked with apple and they dont do anything like that, which is a shame. They might get a lot of demand for it!

obione980 · Sep 9th, 2009, 18:29

Insurers set premiums according to likely risk of total loss.

You have no existing policy covering the laptop, and presumably no 'history' with an insurer. You are going to a foreign high theft risk environment. You are seeking to cover a small, portable, expensive (and easily saleable), desirable item!!

I'd have thought you have very little chance of obtaining coverage.

edwardseco · Sep 10th, 2009, 11:02

Quote:

Unfortunately I need a mac

There is a rumor that they are working on such...

But, a more immediate prospect is travel insurance with a valuable item rider..

thejag · Sep 10th, 2009, 12:32

in such situations... Id leave the mac hooked up to the interenet at home... hook up to it remotely over the internet... but then id never use it for graphics work...

My previous work place had restricted the use of the internet connectivity for personal use... I would leave my home system turned on and connected... Use our remote access software and check mail/browse forums from the office...

Sep 7th, 2009, 16:30	#1
Issy Member Join Date: Jul 2009 Location: UK Posts: 14	Covering my laptop against theft, accidental damage in India? Hi everyone. I'm struggling with this one! I go to Goa, India in 2 weeks time and stay for 3 months, I'll be taking my stupidly expensive Apple Macbook to use, but I'm struggling to insure it! I need cover for 3 months, but willing to pay for a year as I doubt I'll get just 3 months cover, the thing is, my laptop is over 6 months old, I want NO excess, plus complete cover and 48 hour replacement. A lot of people suggested adding to contents insurance but I don't have a house / contents insurance to add it to! Can anyone reccomend someone they have used, or know of? I appreciate it.....

Sep 9th, 2009, 17:34	#5
Issy Member Join Date: Jul 2009 Location: UK Posts: 14	Unfortunately I need a mac, I'm an illustrator and designer and will be using it to complete assignments! Its not an option to take another computer, as the programs and software I use are all installed on my mac (and cost 1000's) Thanks x EDIT: Also, I have checked with apple and they dont do anything like that, which is a shame. They might get a lot of demand for it! Last edited by Issy : Sep 9th, 2009 at 17:35. Reason: added

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Sep 9th, 2009, 07:35	#2
thejag has arrived Join Date: May 2009 Location: Chennai Posts: 842	is there some kind of travel insurance that covers misc stuff that you can add to? dont think anyone does this here.... have you checked with apple?

Sep 9th, 2009, 14:32	#4
edwardseco Maha Guru Member Join Date: Sep 2001 Location: Land that shakes and bakes. Posts: 5,845	Get a netbook for travel preferably with a solid state drive (mucho battery strength)..

Sep 9th, 2009, 18:29	#6
obione980 Senior Member Join Date: Oct 2005 Location: Brisbane Posts: 381	Insurers set premiums according to likely risk of total loss. You have no existing policy covering the laptop, and presumably no 'history' with an insurer. You are going to a foreign high theft risk environment. You are seeking to cover a small, portable, expensive (and easily saleable), desirable item!! I'd have thought you have very little chance of obtaining coverage.

Sep 10th, 2009, 12:32	#8
thejag has arrived Join Date: May 2009 Location: Chennai Posts: 842	in such situations... Id leave the mac hooked up to the interenet at home... hook up to it remotely over the internet... but then id never use it for graphics work... My previous work place had restricted the use of the internet connectivity for personal use... I would leave my home system turned on and connected... Use our remote access software and check mail/browse forums from the office...