Careful of using Credit Card -Gurgaon Expressway

puchoo · Jul 19th, 2008, 14:02

Just a small warning for our Delhi/ NCR members.

Please be very careful while using you credit card for any kind of payment in any of the offices of the Gurgaon Expressway , infact if possible please stick to cash payments for buying the tags, top ups etc.

I used my credit card yesterday for a months recharge and this morning woke up to a call from ICICI Mumbai informing me that as many as 48 transactions had been tried using my CC from online shopping sites to booking tickers on Spice Jet....fortunately they did not have my CVV number and were unable to authorize any of these transactions....but if they had...48..phew!

How do i know it was someone from the expressway because this particular card happens to be a backup which i never use..the last time it was used was 5 months back..and then now..

Planning to go scream at them..but i guess in this case there is really no solid evidence against anyone to do much... or is there?

Aishah · Jul 19th, 2008, 14:39

good warning - puchoo. Is this for buying toll charges for the expressway? Tags - are these the computerized things stuck on the windscreen which are read as you go through the barriers - they have these in Oz - and I think the payment is automatically done onto your CC. sounds very insecure here and lucky no one got away with it.

puchoo · Jul 19th, 2008, 14:44

Quote:

Originally Posted by Aishah

good warning - puchoo. Is this for buying toll charges for the expressway?

Yes , there are essentially only 2 transactions which can be carried out there....buying the tag or recharging, so using the CC for both seems very unsafe.

Quote:

Originally Posted by Aishah

Tags - are these the computerized things stuck on the windscreen which are read as you go through the barriers

Yep , the very same thing.

jyotirmoy · Jul 19th, 2008, 15:20

Either memorise or note your CVV number somewhere. With indelible ink black out the CVV number on your card.

wsminkapila · Jul 19th, 2008, 16:40

Quote:

Originally Posted by jyotirmoy

Either memorise or note your CVV number somewhere. With indelible ink black out the CVV number on your card.

Thats good advice...

And Sid: Thanks for Sharing that... The information is useful for me atleast...

shashank.aggarwal · Jul 19th, 2008, 19:38

oh !! I got mine topped up last Sunday itself !! I was present at the counter and my card was swiped infront of me..

But still, this sounds scary. I guess you should escalate this to DS guys.

puchoo · Jul 19th, 2008, 19:51

My card was swiped in front of me as well.... they do however keep writing some stuff down on a paper, wonder if they write the credit card number as well..

Anyway, whoever it was , was kinda dumb to think it would work without the CVV number , which i always black out anyway as soon as i get a card..

Quote:

Originally Posted by shashank.aggarwal

oh !! I got mine topped up last Sunday itself !! I was present at the counter and my card was swiped infront of me..

But still, this sounds scary. I guess you should escalate this to DS guys.

Vagabondtales · Jul 31st, 2008, 00:44

Really suprised...although I am also quite pissed with the Gurgoan expreswway guys.. but i have been suinbg cc to recharge my tag for last 6 months..... the swiping is done in front of me thru th cc machine, they only write down a receipt to you. Infact from last month onwards , even you get a auto receipt.

Well they have started the web / mob recharge thru oxicash.. but for amex cc users web payments in on. They say that they will start for mC /Visa by next month..... seeing is believing..

anyway it is better to be carefull..

Hope you reported the matter to the higher ups at the DG Expressway or atleast inform their PR / Media person( add in their website) or atleast inform some news journos atleast.

cheers

crvlvr · Jul 31st, 2008, 01:17

Our credit card info is all over the place. Every single merchant that you have ever used it with has knowledge of the number. The system is designed that way. It is also designed to protect the card holder from any fraud. If there is any, the cardholder is NOT responsible for it. Eventually the merchant who accepted the fraudulent card transaction will held liable for it, and if that is not possible the, the bank takes the loss. Banks attempt to keep this a big secret to protect themselves. Many of them advise against using credit cards on the Internet, or that they have rejected transaction to protect you. Hum Bug.. They are protecting themselves.. When is the last time a bank ever did anything for you?

puchoo · Jul 31st, 2008, 13:09

Yep and post this experience even much more , atleast me. Will recharge using only cash.

Quote:

Originally Posted by Vagabondtales

anyway it is better to be carefull..

cheers

Jul 19th, 2008, 14:02	#1
puchoo Forum Leader Join Date: Nov 2006 Location: New Delhi & Himachal Pradesh (Shimla) Posts: 4,522	Careful of using Credit Card -Gurgaon Expressway Just a small warning for our Delhi/ NCR members. Please be very careful while using you credit card for any kind of payment in any of the offices of the Gurgaon Expressway , infact if possible please stick to cash payments for buying the tags, top ups etc. I used my credit card yesterday for a months recharge and this morning woke up to a call from ICICI Mumbai informing me that as many as 48 transactions had been tried using my CC from online shopping sites to booking tickers on Spice Jet....fortunately they did not have my CVV number and were unable to authorize any of these transactions....but if they had...48..phew! How do i know it was someone from the expressway because this particular card happens to be a backup which i never use..the last time it was used was 5 months back..and then now.. Planning to go scream at them..but i guess in this case there is really no solid evidence against anyone to do much... or is there? __________________ Cheers! Sidharth Indiamike Mod team............the new kid on the block! puchoo.wordpress.com

Jul 19th, 2008, 14:39	#2
Aishah She-who-must-be-obeyed! Join Date: Mar 2007 Location: Jaisalmer Posts: 5,689	good warning - puchoo. Is this for buying toll charges for the expressway? Tags - are these the computerized things stuck on the windscreen which are read as you go through the barriers - they have these in Oz - and I think the payment is automatically done onto your CC. sounds very insecure here and lucky no one got away with it. __________________ "Life can only be understood backwards, but it must be lived forwards."

Jul 19th, 2008, 19:38	#6
shashank.aggarwal Maha Guru Member Join Date: May 2007 Location: ~ Dilli ~ Posts: 5,928	oh !! I got mine topped up last Sunday itself !! I was present at the counter and my card was swiped infront of me.. But still, this sounds scary. I guess you should escalate this to DS guys. __________________ Travelogue - Around India Random Reviews

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Jul 19th, 2008, 15:20	#4
jyotirmoy Maha Guru Member Join Date: Sep 2005 Location: India Posts: 4,725	Either memorise or note your CVV number somewhere. With indelible ink black out the CVV number on your card.

Jul 31st, 2008, 00:44	#8
Vagabondtales Member Join Date: Jun 2008 Location: New Delhi Posts: 15	Really suprised...although I am also quite pissed with the Gurgoan expreswway guys.. but i have been suinbg cc to recharge my tag for last 6 months..... the swiping is done in front of me thru th cc machine, they only write down a receipt to you. Infact from last month onwards , even you get a auto receipt. Well they have started the web / mob recharge thru oxicash.. but for amex cc users web payments in on. They say that they will start for mC /Visa by next month..... seeing is believing.. anyway it is better to be carefull.. Hope you reported the matter to the higher ups at the DG Expressway or atleast inform their PR / Media person( add in their website) or atleast inform some news journos atleast. cheers

Jul 31st, 2008, 01:17	#9
crvlvr Guru Join Date: Sep 2004 Location: On the move in India.. Posts: 4,535	Our credit card info is all over the place. Every single merchant that you have ever used it with has knowledge of the number. The system is designed that way. It is also designed to protect the card holder from any fraud. If there is any, the cardholder is NOT responsible for it. Eventually the merchant who accepted the fraudulent card transaction will held liable for it, and if that is not possible the, the bank takes the loss. Banks attempt to keep this a big secret to protect themselves. Many of them advise against using credit cards on the Internet, or that they have rejected transaction to protect you. Hum Bug.. They are protecting themselves.. When is the last time a bank ever did anything for you?

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