| Chai and Chat - May we talk here? Talk about anything about India with other Members of the forum. Formerly the Yak Yak Yak forum. |
 |
|
|
Thread Tools | Display Modes |
Oct 1st, 2006, 14:16
|
#1 |
|
Senior Member
Join Date: Oct 2005
Location: INDIA
Posts: 163
|
Save n Save more
Hi Indiamikers,
Although most of the Indians are good at saving money,its hard for me and perhaps for you as well. At least it is tougher than spending. Saving is holding your money aside, hoping for it to grow and be useful at a later time when you need it: preferably during your retirement years, or to achieve greater goals in life like a house or an education. Spending on the other hand provides instant gratification.A moderate savings on one of the big items (houses and cars) combined with savings on the smaller items (food, clothes, etc.) can reap a large reward in your total budget. In this age of high inflation, debts, recession and international economic vacuum, Here Iam listing some tips on how to save money and be secure ahead.I invite all Indiamikers to add atleast one money saving idea here so as to motivate and encourage Indiamikers and all readers to inculcate saving habits *Set a budget at the beginning of every month. *Always live below your means. *Clear your credit card debt at the first instance. *Use your talent to earn extra cash. *Book your airline tickets online(after good research on fares). *Walk/cycle to the all the possible places(nearby to home) *Cut down on Drinking and if possible quit smoking *Claim all your tax benefits & credits. *Use energy-saving lightbulbs - they're ecofriendly too *Traveling off season is not only money saving but fun too. You'll barely notice the shift in your spending from coins to notes, and over the span of a year or so, you'll have a significant amount saved  |
|
|
|
Oct 1st, 2006, 15:37
|
#2 |
|
Account Closed
Join Date: Apr 2005
Location: planet earth
Posts: 1,578
 |
nope!..i might get hit by a bus tomorrow and die!...sorry no save and save more for me....
i dont want to be sitting in the monsoon in the beach in goa...thanks but no thanks!.. our capitalist systems need some spending otherwise a lot of us wont have jobs!..and income...... |
|
|
|
|
Oct 1st, 2006, 15:59
|
#3 |
|
senior member refused
Join Date: Feb 2004
Location: cornwall UK
Posts: 1,956
|
saving to me has always appeared a little "namby pampy " surly it is better to put your efforts into making more money . the results are usually greater .Also no way trust your "savings" to the financial institutions .If there bottom line is not good for them you are the first to be sacrificed ,over the side you go "oh sorry about that "
|
|
|
|
|
Oct 1st, 2006, 16:05
|
#4 |
|
Senior Member
Join Date: Oct 2005
Location: Bangalore
Posts: 448
|
For the salaried folks like me, just hope that the PF comes to rescue in the later year and blow up all the remaining money.
So many places to see, so many things to do. And money testes best when it comes and goes. |
|
|
|
|
Oct 1st, 2006, 16:20
|
#5 | |
|
brother my cup is empty member
Join Date: Jan 2005
Location: yörp
Posts: 14,373
|
  Surely this can't be right!Quote:
  
__________________
Reading tips, all picked up at IndiaMike  : INDAX's A Comprehensive Guide To India / Dinoj Surendran's Desi Humor / ITHVC on Culture Shock & Travel Health / JetLag Travel Guides For the Undiscerning Traveller / India Travel Links
|
|
|
|
|
|
Oct 1st, 2006, 17:48
|
#6 |
|
Beyond 2020
Join Date: Sep 2006
Location: India
Posts: 86
|
Oh ! Smart saving ideas good good..
I think we should concentrate on our Insurance policies & Loans(Auto & Home) |
|
|
|
|
Oct 1st, 2006, 19:51
|
#7 |
|
This is just a cameo appearance
Join Date: Oct 2004
Location: Chennai, India
Posts: 36,193
|
Never mind the if possible --- just quit smoking!
 |
|
|
|
Oct 1st, 2006, 19:53
|
#8 |
|
Account Closed by User's Request
Join Date: Jul 2002
Location: the Netherlands
Posts: 6,009
|
Doesn't the OP know your defined in this world by the size of your credit rating!!
|
|
|
|
|
Oct 2nd, 2006, 04:03
|
#9 |
|
Guru
Join Date: Sep 2004
Location: Hollywood
Posts: 4,667
|
what about mooching off friends or generosity of fellow travellers? Thats should help one save a buck or two..
|
|
|
|
|
Oct 2nd, 2006, 04:11
|
#10 |
|
This is just a cameo appearance
Join Date: Oct 2004
Location: Chennai, India
Posts: 36,193
|
Save money: travel to more dangerous countries...
|
|
|
|
|
Oct 3rd, 2006, 01:44
|
#11 |
|
Catch me if you can! :)
Join Date: Dec 2005
Location: Hyderabad, India.
Posts: 96
 |
LOLLLLL,Mymy! Don't Indiamikers have a good sense of humour,aye?!
 |
|
|
|
|
Oct 3rd, 2006, 03:22
|
#12 |
|
One in a billion member.
Join Date: Mar 2005
Location: Amsterdam
Posts: 1,074
|
OP: You're not an 85 years grumpy old man ... are you?
India needs to follow spend, spend, spend like crazy for its internal consumption to rise. Its not like China which is an export fuelled economy.
__________________
I need your clothes, your boots and your motorcycle. |
|
|
|
|
Oct 3rd, 2006, 06:52
|
#13 |
|
Camel Master
Join Date: Sep 2005
Location: California
Posts: 228
|
I’m saving money by not filling my camel’s swimming pool up with water. I hope you don’t think me too cruel!
http://camelphotos.com/pic3/pool5.jpg http://camelphotos.com/pic3/pool8.jpg http://camelphotos.com/pic3/pool35.jpg |
|
|
|
|
Oct 3rd, 2006, 08:16
|
#14 | |
|
mikeaholic
Join Date: Aug 2005
Location: california
Posts: 1,183
|
Quote:
|
|
|
|
|
|
Oct 3rd, 2006, 10:57
|
#15 |
|
Maha Guru Member
Join Date: Jan 2005
Location: BC Can
Posts: 1,134
|
How can you be so cruel, just look at that face!
|
|
|
|
|
| Thread Tools | |
| Display Modes | |
|
|
Similar Threads
|
||||
| Thread | Thread Starter | Forum | Replies | Last Post |
| save in grace | sadhuji | Humour - It Only Happens in India | 2 | Feb 27th, 2006 03:28 |
| Save way to enjoy Kashmir | Dennis-M | Jammu & Kashmir | 1 | Jun 10th, 2005 18:38 |
| To save you a web trek... | Midnite Toker | Introduce Yourself | 18 | Nov 27th, 2002 00:13 |
| Save money in Agra | hansen92 | Agra | 1 | Jan 3rd, 2002 21:15 |
Linear Mode
